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Now, there is a faster way to withdraw cash from an ATM without a debit card. Let me resolve the paradox for you. Lets say you want to send someone cash immediately who is in a different city and he does not have a bank account. The easiest way is use ICICI’s smsNCash service. Here is how it works : 1. The holder (existing account holder of ICICI) of an account enters the icici bank portal and puts in a request for this transaction with the beneficiary mobile number and the amount. 2. Account holder will receive a 4 digit code via SMS. 3. The beneficiary will receive a 6 digit code via SMS. 4. The beneficiary has to join the 4 digit code and 6 digit code and enter it in any ATM to withdraw that cash. So simple. Checkout the ICICI bank workflow for this. A few caveats :
This facility is only available at select ATM Centers. Link for the selected centers.
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